Sarah Howard (nee Tackett) has dedicated her career to supporting the T1D community ever since she was diagnosed with T1D while in college in May 2013. Since then, she has worked for various diabetes organizations, focusing on research, advocacy, and community-building efforts for people with T1D and their loved ones. Sarah is currently the Senior Manager of Marketing at T1D Exchange.
With insurance, there are hopes and there are hypes.
I fear that in the American system of insurance, the cemetery is filled with those unable to figure out which one of the one hundred keys works to unlock the door of good health.
I have Medicare as my primary health insurance, plus private insurance purchased through my former employer: Empire UHC and BCBS. Part D prescription through my former employer’s plan.
Most folks on Medicare have additional insurance—the 20% not covered adds up. I’m thankful every day that my husband’s military service qualify us for Tricare for Life as our Medicare supplement.
I live in the UK (United Kingdom of Great Britain and Northern Ireland) where our NHS (National Health Service) is the only insurance that I have. (Our NHS is funded via direct taxation of all working people who earn over a proscribed amount of money.)
This question should have more than one choice since some have two insurance. I have Medicare and also Federal BCBS due to my husband being retired from the federal government. My prescription coverage is through the Federal BCBS.
Blue Cross/ Blue Shield Federal from my retired government worker hubby and now Medicare as of February first. It sure is frustrating that it’s so difficult to figure out which plan to cover T1D expenses. Why is it so hard? I wish there was someone to help navigate!
I have original Medicare, a Blue Shield supplement that covers deductibles and copays, and an Aetna prescription drug plan. It’s expensive but it costs slightly less than the Cobra coverage I had through my employer after I retired but was too young for Medicare.
This survey needs to allow for multiple types. Example: I have Medicare as primary, with Tricare for Life (TFL) secondary; TFL pays what Medicare does not for most Part A and B, plus picks up pharmacy/ and some DME.
Just retired, while used to have BC/BS, in order to qualify to utilize the VA medical system my income for the “previous year” is required to be under a specific threshold. So retired, paying out of pocket for doctor visits and prescriptions. Next year I’ll reapply for the VA care.
Medicare A, B, AARP UHC & pharmacy supplement
Kim, same here.
BCBS shipped by Caremark. Not my favorite
With insurance, there are hopes and there are hypes.
I fear that in the American system of insurance, the cemetery is filled with those unable to figure out which one of the one hundred keys works to unlock the door of good health.
Thank you for the “Keep smiling” comments!
Medicare A,B, N, D. N is through Mutual of Omaha, D is a WellCare plan.
I have OHIP (government funded insurance for doctors appointments and such) and private insurance through work to cover medications, etc
I have a Medicare advantage plan through United Healthcare
Blue Cross/Blue shield government employee and also Tricare (military dependent)
I have Medicare as my primary health insurance, plus private insurance purchased through my former employer: Empire UHC and BCBS. Part D prescription through my former employer’s plan.
Most folks on Medicare have additional insurance—the 20% not covered adds up. I’m thankful every day that my husband’s military service qualify us for Tricare for Life as our Medicare supplement.
I live in the UK (United Kingdom of Great Britain and Northern Ireland) where our NHS (National Health Service) is the only insurance that I have. (Our NHS is funded via direct taxation of all working people who earn over a proscribed amount of money.)
A much or sensible system than in the USA.
Also have Tricare and Humana Medicare supplement.
This question should have more than one choice since some have two insurance. I have Medicare and also Federal BCBS due to my husband being retired from the federal government. My prescription coverage is through the Federal BCBS.
I agree, I am in the same boat!
Blue Cross/ Blue Shield Federal from my retired government worker hubby and now Medicare as of February first. It sure is frustrating that it’s so difficult to figure out which plan to cover T1D expenses. Why is it so hard? I wish there was someone to help navigate!
United Healthcare Medicare Advantage and Navitus (meds) through ETF for state employees.
I have AARP United Healthcare Advantage plan and Medicaid
Medicare and private health insurance
I have Medicare part A only, and private insurance pays for all the rest. I couldn’t check 2 boxes.
Same. I have 2 one private employer and one government plan I’m entitled too, but couldn’t pick both.
Same
I have 2, only let me pick one. Oh, well.
Federal Employees Health Benefits carried into retirement along with Medicare
I have original Medicare, a Blue Shield supplement that covers deductibles and copays, and an Aetna prescription drug plan. It’s expensive but it costs slightly less than the Cobra coverage I had through my employer after I retired but was too young for Medicare.
Medicare plus a supplement.
This survey needs to allow for multiple types. Example: I have Medicare as primary, with Tricare for Life (TFL) secondary; TFL pays what Medicare does not for most Part A and B, plus picks up pharmacy/ and some DME.
HMO for Medicare. (Kaiser)
I have a Medicare Advantage plan through Kaiser.
Medicare Advantage with United Healthcare…the plan that comes with my retirement
United HealthCare medicare advantage
Just retired, while used to have BC/BS, in order to qualify to utilize the VA medical system my income for the “previous year” is required to be under a specific threshold. So retired, paying out of pocket for doctor visits and prescriptions. Next year I’ll reapply for the VA care.
Medicare A & B. Humanna G (gap ins) pays for pump and supplies plus insulin.
In PA Medicaid supplements private insurance for all Type 1’s
One of the benefits received from working at the Farm Service Agency is what I have. The government pays part of it and I pay the rest.
I have medical insurance though my employer.
Suprise, but I have Medicare and Blue Cross, Blue Shield Federal Employee Program as a Secondary Insurance.
I’m currently purchasing via COBRA bc my ex’s insurance was so good. I will do for 3 years then must go to marketplace.