22 Comments
How concerned are you right now about affording your next order of T1D supplies?
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Right now I will not be able to afford any more meds/supplies until June. This is where long-term methods of rationing both food and insulin/supplies has been useful to avoid getting too anxious about it. Just use your common sense.
Not concerned since I just maxed out my deductible
I’m not concerned as I live in the UK (United Kingdom of Great Britain and Northern Ireland) where ALL of my diabetes supplies are free to all diabetics receiving treatment. This is financed via our NHS (National Health Service), which is financed via direct taxation of all working people.
No concern as long as current employment continues. Current job is the first job I’ve had in 25 years that had NO copayment or out-of-pocket cost to CGM related supplies and the ONLY supplies I currently have to pay anything for are a couple non-Diabetes related prescriptions, my pump infusion sets and my pump cartridges, and the ONLY supplies not covered by my pharmacy benefits are the cartridges for my pump!!!
As a recent newspaper headline said, “The war on poverty in America is over. The rich won.”
Only concern is idiot politicians not funding Medicare. Other than that not concerned.
The deductible itself is a killer. I definitely feel for those who have to pay for everything up front!
I have great insurance through Medicare and my Medicare Supplement so no worries about affording medications or supplies. My concern is affording the insurance premiums when I am no longer working. Hoping to work til 70 but husbands Alzheimer’s is getting worse so not sure I will be able to work another 4 years.
Insurance reimbursement is constantly getting worse. When I retire I really worry about affording my supplies.
Medicare and supplemental insurance (Cigna) cover 100% of supplies after meeting medicare deductible in January.
We seldom spend money on anything other than the basics in life, so I am able to absorb the chaotic increases in out-of-pocket insulin costs. A new twist has emerged. Recently, the pharmacy refused to fill the entire prescribed amount, explaining that it is expensive. I was told to have a new prescription written for the remainder of my insulin supply. The pharmacist also complained about it being inappropriate to give me more than the precise number of insulin pens prescribed, but he felt it was not permissible to break up the box of 5 pens.
Sounds unbelievable, right? My insurance company felt that I had misunderstood, so they contacted the pharmacy. As a result of that contact, the insurance folks arranged for me to get my supplies from a pharmacy that complied with the rules.
I put a little concerned even though currently my supplies and equipment are fully paid for and my insulin copay is small. I’m self-employed and my insurance is through my husband’s employer. Maybe because I’m not in control of insurance and diabetic needs are literally life-saving needs, every time I get new supplies, I wonder what would I do if I lose coverage before the next order & had to pay full price.
Same situation for me. My husband’s business might go under and it is their insurance that I use.
I met my out-of-pocket costs limit in March. Thank you Obamacare!!
As of July, hopefully my months supply of insulin will be considerably less expensive.
The medicare ruleing of Max. cost of insulin for $35 permonth [I think] is confusing……. pens come in box of 5 pens at 10 days per pen…. no cost limit for needles, or syringes….. vial of insulin expires after 42 days…. etc….. some of oldies recall back when the pig and cow insulin cost $1.25 and you used the whole vial and sharpened your needles and boiled your glass syringes..
I Thank God I’ve always had good insurance and now I’m on Medicare now so I can afford everything but the only problem is actuality getting my stuff because of pre-authorization holdups and all the paperwork required by Medicare.
I’m really lucky to be covered by employer insurance and be able to afford my copays.
I put a little concerned as I am aware of how lucky my medical services and supplies are compared to so many other people in the world and I don’t take this for granted.
By “A little” I mean I budget for it. My eating out, stuff like that is limited to be sure all my meds are covered (when working and with insurance, now retired and paying out of pocket). Called being as grown up?
I’m on Medicare Part “B” which covers all my Pump and Sensor needs. Along with my Federal Employer Program, Blue Cross, Blue Shield, secondary Insurance. Northing out of pocket except the yearly deductibles.
I try not to fret about things that have not happened.