23 Comments
How much did you spend out-of-pocket on all your diabetes medications and supplies from the start of October through the end of December 2022?
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$0. I live in the United Kingdom where all of my diabetes supplies are paid for by our NHS (National Health Service), which is financed via direct taxation of all working people.
Same setup in Sweden and therefore $0 (or 0 SKR) for me too.
I wish that we had National Health Service in the USA. Opponents of socialized medicine claim that you would have to wait a long time to get to see a doctor. Well, I saw my endocrinologist in December and she wanted to see me in three months but I couldn’t get an appointment until next summer and that was with a Nurse Practitioner because the doctor was booked for the rest of 2023! Healthcare is not a privaledge it is a basic human right!
@ELYSSE HELLER,
I ‘hear’ what you say, ma’am. Unfortunately, I have ‘lost’ internet friends from America when they have died from not being able to afford insulin. I’m sure that Mr. Banting and his colleagues would be ‘turning in their graves’ if they knew what was happening.
I’d like to say that I agree with your assertion that “Healthcare is not a privaledge it is a basic human right!” but I’m a realist. I KNOW that things have to be paid for. i.e. who would pay for the doctors/nurses/development and production of medicines?
@P-O Heidling,
Thank you for educating me, my friend. I hadn’t any idea that Sweden has a National Health Service. Methinks I need to do more reading/become better educated. š
Novolog $55 copay. Does not count Dr.’s visit copay.
The last quarter is always great, I usually have hit my $6,000 maximum out of pocket so the last quarter is free. First quarter before my deductible hits ($4,000) is rough though!!
Copay for insulin pens. Medtronic Iport, pen needles.
My deductible for insulin pump supplies is 2000 which I always meet, plus my copay for Dexcom, so somewhere between 2K and 3k.
Being on Medicare and using a CGM, Medicare refuses to pay for ANY of my glucose test strips. Although I use far fewer than prior to CGM use, there are times when test strips are necessary to verify lows or to obtain glucose levels when the CGM is in its “warming-up” period. Medicare is penny-wise and pound foolinh, IMHO.
I have Medicare Part D prescription coverage that does pay for test strips along with most drug costs. Could there be some route to strips coverage for you, too?
Theonly supply that is not covered 100% by Medicare and supplemental insurance is Glucagon, partially covered by my prescription benefit
I have to add that I pay $200 a month for my supplemental insurance, it has a $250 deductible (Plan G) very worthwhile for all my medical expenses
It was Zero, since I reached my maximum out of pocket for my insurance plan.
I live in the USA and have Medicare and a supplemental to cover the 20% not covered by it.
All my diabetes supplies , including whatever pump I choose every 5 years, insulin, strips, pump supplies and Dexcom sensors are covered 100% thru the Medicare part B durable equipment clause (considered part of the pump system). This only applies if you use a pump.
I only have copayments when I order Lantus pens every couple of years in case my pump fails.
I do pay my Medicare premium and my supplemental premium though that comes to about $500 a month but that covers all my medical necessities. So Iām not complaining. I feel Iām getting more than Iām
Paying for.
$0 due to having reached my medical insurance out of pocket maximum for the year
Iām a teacher and my insurance year starts over in September. This is the time of year that I have to pay the most.
On insulin approx $300. For insurance to get CGM and pump supplies “free” approx $1400
Deductible met! Loaded up!
I met my Out of Pocket maximum of $4,000 in early October so the rest of the year was covered @ 100%
Uncertain, too much with a million percent certainty.
$0.00 in qtr 4 of 2022 due to exceeding my out of pocket max thanks to cataract surgery in August. Normally, I would spend about $200 in 3 months
This question is so dependent on your health plan. PPO, HSA, nothing? I hit my HSA deductible well before October.